The Equifax Breach

By now, amidst two major, debilitating hurricanes in the South and Southeastern parts of our country, most Americans also know that a major security breach occurred at Equifax, the global consumer credit reporting company.

Equifax

According to news reports and press releases from Equifax the security breach — or leak of personal data — affected as many as 143 million Americans (that is more than HALF of the adults in the US with a credit history).  There are numerous ways to react to this maddening occurrence.  But most important, there are certain steps within your control that can be taken to defend against (while not entirely preventing) an identity theft incident happening to you.  Continue reading “The Equifax Breach”

Quadrant #4 of Saving: Protecting Your Savings

This recent series has been all about Saving Money.  Just as with any task, saving money can be broken down into stages.  In this case I outlined “4 Quadrants of Saving” to illustrate how each quadrant (or stage) builds on the previous one, and how the task can be made more achievable.  

protecting money

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Quadrant #3 of Saving: Personalize Your Savings Plan

More on Saving.  Saving is a critical subject at all ages — for the simple reason that savings and investments give people choices at various points in life.  In my latest series, I have broken down the concept of Saving into “4 Quadrants”:

Continue reading “Quadrant #3 of Saving: Personalize Your Savings Plan”