Month: March 2025

Serious as a Heart Attack

For those who have experienced a real heart attack or that of a loved one, please forgive the expression. Today’s message is nearly as sobering and meant to encourage action to take even a small amount of time considering the serious matter: for individuals and families, risks of a cyber hack and identity theft are real and present.

Admittedly, almost no one wants to talk about these topics. But even a brief discussion can be eye-opening and attempt to minimize (but not 100% eliminate) risks. The best warnings and presentations – truly the best and most accurate – unfortunately and appropriately leave attendees scared, stunned or both but at least better informed.

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The (Almost) Aftermath of Inflation

Inflation is not entirely gone yet. BUT – it could be worthwhile to try talking about it in the past tense and examine what enduring inflation has dealt – both negative and possibly positive – to spenders, savers and investors.

For one thing, inflation has gotten our attention! There is not one friend or client with whom I speak – those with money to burn and those with stricter budgets – who has not been shocked by food prices the past two and a half years. Are there any “silver linings” to this situation? What have been the worst consequences of inflation?

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Are Markets Ready for Tariffs?

Part of me needs to admit that today’s title was an attention grabber. The deeper questions are:

  • Are investors ready for volatility?
  • Are investor expectations ready for a test of high stock valuations?
  • As always, do investors have enough cash for spending priorities and wishes?
  • Are investors ready to take advantage of any coming volatility with savings strategies (think: being able to continue regular contributions to savings & investments, 401k plans and IRA accounts)?

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