TGIF 2 Minutes with Kerrie Debbs, CFP
Short insights on everything Financial Planning
A handful of updates for 2020 IRA & 401k contribution and gift limits:
It is still early in the year – there is still plenty of time to evaluate how to start or tweak a savings and investing plan. In fact, it is ALWAYS a good time (January, February, March, July, October, December…) to evaluate savings and investing. But after the amazing past year and decade in US and global stock and bond markets, it may cross your mind to say,
Staying positive in a negative interest rate world just got a little easier. Sweden’s central bank, one of the world’s first to lower benchmark interest rates to below zero, this week raised its rate up to zero from negative 0.25%, or -0.25%.
After a year – really a decade – of excellent returns in the stock market, and for 2019 in the stock AND bond markets, it makes sense to ask, “WHAT IF?” As in, what if certain events take place in the markets or economy that could spoil the last several years of positive portfolio returns? Naturally then, there would be a handful of guesses or responses to the “what if” questions.
There are just twelve business days remaining in December. If you are realistic about the number of days remaining to transact actual business, it is more like eight days. Use these eight days wisely!
It may be impossible to entirely avoid the pain of aging – in the context of you, a family member or both. But wouldn’t it be nice if you could at least lessen the pain and stress?
Amidst an already busy Fall and fast-approaching year-end there has been a piece of significant news in the financial services world: Charles Schwab will be acquiring TD Ameritrade in a $26 billion combination.
Continue reading “Schwab Acquisition of TD Ameritrade: What it Means to You”
