Here’s to the 2021 Graduates!

With inspiration from the Archives of TGIF 2 Minutes… and in light of graduation season, it can be beneficial to celebrate the basics of personal finance for future peace of mind – both for ourselves and the kids, grandkids, nieces, and nephews who mean the most to us. 

College graduation may have been a long, long time ago or more recently – and experienced from the perspective of a parent, grandparent, or friend.

Inspired by last weekend’s graduation at the University of Notre Dame and “graduation season” in general, consider these pieces of financial advice that hold meaning for nearly everyone at every age:

Some financial advice holds meaning for nearly everyone at every age, not just recent grads.
Photo by Emily Ranquist on Pexels.com

Continue reading “Here’s to the 2021 Graduates!”

White-Hot Real Estate – Pt 1

The real title this week is, “Selling Real Estate in a White-Hot Market”.

Future topics include:

  • Real Estate (in general) in a White-Hot Market
  • How to Handle Real Estate as an Asset in Any Market
  • Renting versus Buying in a White-Hot Real Estate Market

ALL of these topics have come up in conversations with friends and clients over the past year, even more so in the past five months. There is no question that real estate – especially around major cities like New York, Chicago, Philadelphia, Raleigh/Durham, and Atlanta – is sizzling hot. Even cities such as Atlanta where there are residential areas inside of a sprawling city, those “suburban feel” areas are also on fire.

Whether or not to sell their home has come up in conversations with friends and clients over the past year, even more so in the past five months.

Continue reading “White-Hot Real Estate – Pt 1”

Gut Check in Rocky Markets… 2021 Version

From the 2014 & 2016 Archives of TGIF 2 Minutes comes a timely message – updated for 2021, as markets could get fairly rocky (read: volatile) with inflation fears, unprecedented US government debt issuance and money printing. Caution is warranted. However, timeframe and a PLAN are key.

Have you asked yourself lately…

  • “Is this the ‘Big Dip’ in the markets they have warned about?”
  • “Should I be selling my stocks?”
  • “Should I be selling my bonds?”
I stress to my clients and friends: Do NOT allow short-term market moves to instill fear and lead to poor decisions.

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Investment Talk at the Weekend BBQ

With Memorial Day fast approaching…and summer BBQs possibly starting soon… here’s a good one from the Archives of TGIF 2 Minutes….

May 2020:

A popular topic that inevitably comes up over holiday weekends and even at socially distant BBQs is “the latest hot investment” or the brilliant neighbor who made a killing in “Fund A” or “Investment B.” But did you ever notice that rarely does the conversation highlight the losing investments?

The person who starts talking about Asset Allocation and patient investing over the long-haul is the lonely person at the cocktail party or BBQ.

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