YTD Market Performance Broken Down

After talking with a number of clients and friends in the past couple of weeks it became apparent that a breakdown of YTD stock market performance would be informative. There are major pronounced differences currently in the various stock categories. An explanation of these differences could illuminate why certain portfolios have gone up (or down) more than others. 

Please note that this discussion is not meant to minimize the importance of performance. Performance is critical; however, the time frame of performance evaluation and the concept of progress toward achieving goals are even more critical to successful investing.

business charts commerce computer
Performance is critical; however, the time frame of performance evaluation and the concept of progress toward achieving goals are even more critical to successful investing.

Continue reading “YTD Market Performance Broken Down”

What the Markets Are Telling Us

The markets are telling us that the Coronavirus situation and the aftermath of an economic slowdown is likely not going away any time soon. The evidence is in the “indiscriminate selling” of nearly every asset class:

unnamed
Data of the history of major market declines since 1926 – and their 1, 3 and 5-year aftermaths on average.*

Continue reading “What the Markets Are Telling Us”

Special Edition: Now Russian Oil Is In the Mix

A couple of points of perspective to this very hectic open to the US stock markets:

  • There are comparisons today and the past two weeks to the 2008-2009 financial crisis. The US stock markets were most volatile n Fridays and Mondays throughout late 2008 with financial institution failures that took place over or near weekends – Bear Stearns, Lehman Brothers…and then Merrill Lynch.
brown and white factory building during night time
Oil is a large, large component of US and global stock indexes and is partly leading to market weakness globally.

Continue reading “Special Edition: Now Russian Oil Is In the Mix”

Hard Seltzer or Budweiser?

With this week’s fast and furious weakness in US and global stock markets – primarily based on spread of the Coronavirus – the next “shoe to fall” likely will be slower short-term economic growth in parts of the US and definitely longer, more pronounced slow-downs in China. These types of slowdowns do happen as a part of market cycles. This situation also got me to thinking about how economic slowdowns, often over decades, have benefited beer and alcohol sales.

assorted bottles and cans in commercial coolers

Continue reading “Hard Seltzer or Budweiser?”

Not-So-Fat Tuesday

Originally titled, “Gut Check in Rocky Markets” but with a new twist the following excerpted edition from the archives of TGIF 2 Minutes is timely on (Not So) Fat Tuesday. Please keep in mind three new factors:

  • The political divide currently in the US is adding to market tensions and even politicizing the Coronavirus,
  • Primary Elections and Debates and the policy issues being brought forth are next-to-center stage in the media,
  • A still very recent UP 29% equity market in 2019,

and there exist the makings of a potential market correction. A market correction is defined as a decline of 10% from a recent high; the US equity markets are down over 6% in two days and are nearing an official “market correction” in 2020.

Coronavirus Stock Market
A “Not-So-Fat Tuesday” as the Dow sank 879 points after worrisome forecasts about the coronavirus.

Continue reading “Not-So-Fat Tuesday”

Gut Check (Again) In Rocky Markets

From the archives of TGIF 2 Minutes comes a very handy message – one that still holds true 5 years later:

blue and yellow graph on stock market monitor
Photo by energepic.com on Pexels.com

August 2014:

Have you asked yourself lately…

  • “Is this the ‘Big Dip’ in the markets they have warned about?”
  • “Should I be selling my stocks?”
  • “Should I be selling my bonds?”

Although I stress to clients and friends NOT to listen to the Talking Heads on TV, radio & internet amidst dramatic market moves —and then make rash investment decisions – we are human! It is nearly impossible to ignore completely what is going on daily in the news and markets. And the stock markets have crept down a bit over the past few weeks. (Note, in 2019 the downturns and recoveries have been often.) Continue reading “Gut Check (Again) In Rocky Markets”

The Year Ahead

Where do we stand going into the Year Ahead?

It is always helpful to define where stand today and understand a few points about how we got here. So as a sequel to my last post, here are a handful of data points about today’s economy and market stats from the recent past. Several of these may surprise you.

hand pen writing plant
Photo by Natalie B on Pexels.com

Continue reading “The Year Ahead”

Perspective & Thoughts at the End of a Volatile Year

Good morning on a Saturday,

And not just any Saturday. The Saturday just 3 days before Christmas! And, the Saturday following a week of sharp stock market declines and abrupt political events. In fact, a Saturday capping off an entire year of unfamiliar volatility and weakness in the stock market.

blue and yellow graph on stock market monitor
Photo by energepic.com on Pexels.com

I took an extra day this week (TGIF +1) to check the path of stock markets year-to-date to present perspective and a few encouraging thoughts: Continue reading “Perspective & Thoughts at the End of a Volatile Year”

Market Volatility & the Fighting Irish

You may laugh, but most of my readers know that I hail from the University of Notre Dame. The Fighting Irish. I fully realize that there is not a lot of in-between with “ND”: people either love them or hate them. Regardless, a thought occurred to me this week – a short thought that I believe critical to the mindset of investing.

ND 11-0As most of you know, and several may not, Notre Dame is undefeated in football so far this year at 10-0. Or as we Fighting Irish refer to it, “uNDefeated“. This past week, in a conversation with an insightful college football observer, it was pointed out to me that “you ND fans don’t care about anything except Notre Dame… you don’t seem to know or care about what else is going on around you or with other schools in the pollHe couldn’t have hit the nail any closer to the center of the head. Continue reading “Market Volatility & the Fighting Irish”

14 Numbers that May Surprise You

This is a re-run of a TGIF 2 Minutes article that appeared in May 2018, with a few updates.

The following are from a recent article in the Journal of Financial Planning* – and they are not snoozers! In fact, several truly surprised me. Check ’em out. All from formal surveys.

black calculator near ballpoint pen on white printed paper
Photo by Pixabay on Pexels.com

Continue reading “14 Numbers that May Surprise You”