Optimism & Caution Wrap Up 2024

Anything could have happened in 2024. The uncertainties were immense:

  • Outcome of the US Presidential election
  • Trajectory of US interest rates and inflation
  • At least two active wars with an element of US involvement
  • Trajectory of US stocks in this environment
  • The US Fed’s interest rate policy (did I say interest rates twice?)
  • Numerous other personal and world economic and social events.

The results – to date – in several of these categories have been positive or on-the-way-to-becoming-positive.

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Next Level Crypto – 4Q 2024

A handful of today’s readers may be super-advanced Crypto intelligentsia, but for the majority this is not the case. For those striving to understand digital currency, cryptocurrency, blockchain, spending cryptocurrency… and the differences in the meaning of these terms, you have reached the “next level in the crypto journey”.

Although, the present of crypto and blockchain is far ahead of simply understanding these terms. In the interest of advancing knowledge closer to the present, let’s look at a couple of these concepts and the greater crypto and blockchain environment.

At most basic, digital currency refers to any currency that exists online, whereas cryptocurrency refers to currency held as a record on a blockchain database. The distinction is important because it can have significant tax implications.*

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Top of Mind Issues in US Presidential Transition

Today’s edition could be a risky one to write, as anything related to the recent US Presidential election can stir up division. BUT – there are a healthy handful of issues that unite all Americans. These issues, ironically, are similar to those facing the 2016 version of President-Elect Trump.

Below are excerpts (in italics) from a November 2016 edition of TGIF 2 Minutes with thoughts on updates for 2024 (in bold) –

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