Gut Check (Again) In Rocky Markets

From the archives of TGIF 2 Minutes comes a very handy message – one that still holds true 5 years later:

blue and yellow graph on stock market monitor
Photo by energepic.com on Pexels.com

August 2014:

Have you asked yourself lately…

  • “Is this the ‘Big Dip’ in the markets they have warned about?”
  • “Should I be selling my stocks?”
  • “Should I be selling my bonds?”

Although I stress to clients and friends NOT to listen to the Talking Heads on TV, radio & internet amidst dramatic market moves —and then make rash investment decisions – we are human! It is nearly impossible to ignore completely what is going on daily in the news and markets. And the stock markets have crept down a bit over the past few weeks. (Note, in 2019 the downturns and recoveries have been often.) Continue reading “Gut Check (Again) In Rocky Markets”

The Year Ahead

Where do we stand going into the Year Ahead?

It is always helpful to define where stand today and understand a few points about how we got here. So as a sequel to my last post, here are a handful of data points about today’s economy and market stats from the recent past. Several of these may surprise you.

hand pen writing plant
Photo by Natalie B on Pexels.com

Continue reading “The Year Ahead”

Perspective & Thoughts at the End of a Volatile Year

Good morning on a Saturday,

And not just any Saturday. The Saturday just 3 days before Christmas! And, the Saturday following a week of sharp stock market declines and abrupt political events. In fact, a Saturday capping off an entire year of unfamiliar volatility and weakness in the stock market.

blue and yellow graph on stock market monitor
Photo by energepic.com on Pexels.com

I took an extra day this week (TGIF +1) to check the path of stock markets year-to-date to present perspective and a few encouraging thoughts: Continue reading “Perspective & Thoughts at the End of a Volatile Year”

Market Volatility & the Fighting Irish

You may laugh, but most of my readers know that I hail from the University of Notre Dame. The Fighting Irish. I fully realize that there is not a lot of in-between with “ND”: people either love them or hate them. Regardless, a thought occurred to me this week – a short thought that I believe critical to the mindset of investing.

ND 11-0As most of you know, and several may not, Notre Dame is undefeated in football so far this year at 10-0. Or as we Fighting Irish refer to it, “uNDefeated“. This past week, in a conversation with an insightful college football observer, it was pointed out to me that “you ND fans don’t care about anything except Notre Dame… you don’t seem to know or care about what else is going on around you or with other schools in the pollHe couldn’t have hit the nail any closer to the center of the head. Continue reading “Market Volatility & the Fighting Irish”

14 Numbers that May Surprise You

This is a re-run of a TGIF 2 Minutes article that appeared in May 2018, with a few updates.

The following are from a recent article in the Journal of Financial Planning* – and they are not snoozers! In fact, several truly surprised me. Check ’em out. All from formal surveys.

black calculator near ballpoint pen on white printed paper
Photo by Pixabay on Pexels.com

Continue reading “14 Numbers that May Surprise You”

Gut Check in Rocky Markets

After the recent mid-week big down moves in the US and global stock markets AND if you are a long-time reader of TGIF 2 Minutes you are most likely expecting a “stay the course” message today.

The bottom line is: Stay the course. Technically you can stop reading here and go onto your Friday and weekend. How about that for a record 15 second edition??!

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Here is the remaining 1 minute and 45 second version:

Continue reading “Gut Check in Rocky Markets”

Don’t Let Market Volatility Ruin Your Spring Break

Good Morning and Happy Spring Break,

Seriously? Is this what Spring Break is supposed to be about? If you are somewhere in Florida or Hilton Head on vacation and anxiously checking your portfolio… then the answer is NO. On the other hand, if you are on vacation and you know that your Adviser “has your back” and your financial PLAN is in place, then the answer is YES. The latter is the definition of “peace of mind.” Peace of Mind does not always come easy – it takes preparation.

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Continue reading “Don’t Let Market Volatility Ruin Your Spring Break”

Big Bang Theory

Are you familiar with the TV show “The Big Bang Theory”? The show is in its 11th season and lots of people by now have heard of Sheldon, Leonard, Raj, Howard and Penny… but for those who have not heard of the show it is really funny and has been a HUGE success.

Big Bang Theory

Continue reading “Big Bang Theory”

A Word on Inflation

Typically, I do not get too far “into the weeds” of technical terms in my TGIF 2 minutes messages. However – this has not been a typical last two weeks in the markets – at least not “typical” as defined by the past several years of gradually UP markets (and portfolios) month after month. Thus, a short walk into the weeds to talk a little about inflation is warranted – and may shed light on the volatility we have experienced lately with more likely to come over the next months and year or so.

Also, see this visual of a rocket launch* – and not just any rocket launch, the Falcon Heavy launch as photographed by a friend of mine with years of clearance for NASA rocket launches – as an appropriate comparison to what inflation can look like.

Falcon Heavy 2-5
Photo by Jared Haworth, http://www.wehadtoday.com/jared

Continue reading “A Word on Inflation”

Gut Check in Rocky Markets – 2018

Do we blame it on the Philadelphia Eagles winning the Super Bowl??  (just kidding- I am glad the underdogs won!)

From the archives of TGIF 2 minutes I found a very handy message – one that still holds true two years later for surviving the weakness we are currently experiencing in the stock and bond markets.  Here is the original article: click here. The title of the message was “‘Gut Check’ in Rocky Markets” (Jan. 2016).  As even as the most experienced savers and investors can tell you, down markets are not fun and they can be scary and stressful.  However, I try to remind my clients and friends NOT to allow short-term market moves (weekly, monthly, quarterly…even lasting the course of a year) to lead you to make poor decisions. Rather, make your investing decisions alongside a trusted adviser – and ideally far in advance of a market decline. (Hint: most of my clients can stop reading here and say “TGIF”.)

Market Correction
Source: Bloomberg Markets, February 8, 2018

Continue reading “Gut Check in Rocky Markets – 2018”