Graduation Inspiration for All

From the Archives of TGIF 2 Minutes…

In light of graduation season, it can be beneficial to review (or celebrate) the basics of personal finance which can lead to future peace of mind – both for ourselves and the kids, grand kids, nieces and nephews who mean the most to us. From May 2018:

accomplishment ceremony education graduation
Photo by Pixabay on Pexels.com

Continue reading “Graduation Inspiration for All”

When Pigs Fly

It’s been a heck of a tax season.

With what started out as a “simplified” tax law, with data already telling us that approximately 85-90% of American taxpayers paid LESS income taxes under the new tax law…. the reality is that the 10-15% of taxpayers who paid MORE federal income taxes under the new law are a somewhat unhappy – justifiably – group of Americans (as well as being you, my friends and clients).

farm farmer pink ears
Photo by mali maeder on Pexels.com

Continue reading “When Pigs Fly”

The $1,100 Cell Phone

Cash flow. Wouldn’t you like to have more of it around tax time? Well then, it may be time to delay or reconsider that new cell phone purchase.

man holding brown leather bi fold wallet with money in it
Photo by rawpixel.com on Pexels.com

Recently this “sticker shock” issue came to the forefront for me when I forked over $1,100 for my new Samsung Galaxy Note cell phone. OK, you may say, “Why didn’t you go with the zero-interest payment plan?” or, “Where have you been, Kerrie?” To which I would respond,

  1. I did not go with the payment plan despite it being zero interest because I am all about having as much free cash flow as possible (therefore minimizing annoying monthly payments) and as little debt (except a mortgage) as possible.
  2. I realize that back in 2017 the $969 iPhone 7 Plus came into being. So, I delayed purchasing a new phone and eeked out as much as I could with the old phone until it essentially ran out of memory and could no longer function as needed.

Continue reading “The $1,100 Cell Phone”

Tax Time… The Home Stretch

With it nearing the “home stretch” of tax time – probably most people’s least favorite time of the year – I figured I would pass along a couple of things that have helped take the edge off and keep me smiling. The caveat: everyone’s sense of humor differs, so what makes me laugh may or may not make you laugh.

p15913013_v_v8_ab
Free Solo, Greenwich Entertainment, 2018

The Movies. A cool way to “get away from it all” can be either to go to the movies or rent a movie at home – or binge-watch TV which has become more and more popular. Under the topic of movies, a well-done documentary can be especially funny or entertaining.

  • “FREE SOLO” – Recently this film deservedly won the Oscar for Best Documentary. The story of rock-climbing the world’s tallest and most dangerous rock walls – without ropes. Totally fascinating, breathtaking… and painful all at the same time.

Continue reading “Tax Time… The Home Stretch”

The Year Ahead

Where do we stand going into the Year Ahead?

It is always helpful to define where stand today and understand a few points about how we got here. So as a sequel to my last post, here are a handful of data points about today’s economy and market stats from the recent past. Several of these may surprise you.

hand pen writing plant
Photo by Natalie B on Pexels.com

Continue reading “The Year Ahead”

Millennial Spirit For Adults

I am not typically a reader of Money* magazine (who still reads hard copy magazines these days??). But I received a promotional copy in the mail recently and before throwing it out I figured it couldn’t hurt to breeze through a couple of pages. By the way, have you ever realized that lots of magazines save a truly “of-interest” article for the last few pages?

Terry Crews
Terry Crews: Athlete, Actor, Activist, Positive Spirit

The article that caught my attention was short, and one where someone famous answers 5-6 intriguing questions. Being that I am pretty out-of-the-know when it comes to famous people, I almost always gain a new fun fact.

This particular article was about Terry Crews, the former (underachieving) NFL player turned Actor, and several of his views on having money… then not having money… and then working your butt off to re-invent yourself in order that you can have… enough money for the lifestyle you seek. Continue reading “Millennial Spirit For Adults”